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Shirikiana

About us

About Us

Shirikiana Savings and Credit Cooperative Society (Shirikiana SACCO) is a transformative Cooperative financial institution established to accelerate Financial inclusion, enterprise development, wealth creation, and socio-Economic transformation across western Kenya and beyond.

The SACCO wa conceptualized in January 2026 and subsequently registered in May 2026, marking the beginning of a bold journey to build a strong member-owned financial institution capable of unlocking the economic potential of individuals, enterprises, cooperatives and communities. Founded on the principles of cooperation, inclusivity, innovation and prosperity, Shirikiana SACCO seeks to mobilize savings, provide affordable and accessible financial services, support enterprise growth, strengthen value chains, and empower members to achieve financial independence and sustainable wealth creation.
The SACCO aligns with Kenya’s Bottom-Up economic transformation agenda (BETA), Vision 2030, the Nation Cooperative Policy, the Digital Economy Blueprint, Agenda 2063, and sustainable development goals by promoting financial inclusion, enterprise development, job creation, social protection and grassroots wealth creation. 


Some Facts

Shirikiana SACCO is the vision of Hon. FCPA Dr. Wycliffe Ambetsa Oparanya, EGH, whose unwavering commitment to cooperative Development, Enterprise Growth, and Grassroots Economic Empowerment inspired the establishment of the institution. Since its inception, the SACCO has been growing immensely in membership towards the realization of transforming the lives of Members, Strengthen SMSEs and Cooperatives and expand Access to affordable finance as well as create a replicable model for economic transformation.

14500

MEMBERS

10

products

5

Countries

products

biashara loan

A flexible MSME-focused business financing product designed for mama mboga and other traders, innovators, bodaboda, and Cooperative enterprises seeking working capital for expansion, financing for machines and equipment, and general investment in product development.

mapato loan

A competitively priced loan facility tailored for salaried members to meet personal, family, professional, and investment needs.

Self-Guarantee Loan

An innovative financing solution that allows eligible members with sufficient savings and strong repayment records to access credit without relying on external guarantors, enhancing convenience and financial independence.

shirikiana na school fees

A structured education financing solution that supports deserving members through timely payment of school fees, helping families invest in quality education without financial strain.

last Respect benefits

To guarantee honorable send off for members and their immediate family members.

shwari na sha

A specialized product that facilitates the payment of Social Health Authority (SHA) contributions for deserving members, enhancing Access to Healthcare and Strengthening Household Resilience.

mavuno loan

A seasonal agricultural financing facility targeting farmers engaged in maize, horticulture, grains, legumes, and other crop value chains to enhance productivity and profitability.

miwa Loan

A product for the sugarcane industry to support cane planting, management, harvesting, value addition, and marketing. 

kahawa loan

A facility for coffee farmers and Cooperatives to support production, farm maintenance, value addition, and marketing.

maziwa a loan

Maziwa Loan: A product supporting dairy farmers through investment in livestock, feeds, equipment, milk collection, and value addition.

Our team

Martin Nambale Wanjala is the Acting Chief Executive Officer of Shirikiana Savings and Credit Cooperative Society Limited. He is an Assistant Commissioner for Cooperatives at the State Department for Cooperatives, currently deployed to support the establishment, institutional development, and operationalization of Shirikiana SACCO. He provides strategic leadership and technical guidance to strengthen the Society’s governance structures, operational systems, membership growth, and long-term sustainability.

He brings experience in cooperative development, enterprise development, agricultural development, and public sector administration. He is committed to promoting financial inclusion, member empowerment, accountability, and sustainable economic growth through cooperative enterprise.

Martin is a PhD student in Food Security and Sustainable Agriculture at Jaramogi Oginga Odinga University of Science and Technology (JOOUST) and has undertaken management training at the Kenya School of Government. His multidisciplinary background supports his approach to strategic planning, institutional leadership, stakeholder engagement, and sustainable development.

As Acting CEO, he is focused on building a strong, transparent, innovative, and member-centered SACCO through effective governance, robust digital systems, strategic partnerships, and compliance with applicable cooperative laws and regulations. Under his leadership, Shirikiana SACCO aims to expand access to inclusive financial services and empower members across Kakamega, Bungoma, Busia, Vihiga, and Trans Nzoia counties.

Sophie A.Asirah,former nominated m.c.a,Kakamega County.Has a diploma in county administration,Degree in Christian Leadership and Ministry,Masters in Theology.Ordained minister as Rev.Bishop.Currently administering with P.E.F.A in Chimoi South,Kakamega North Western Region,and Director of Shirikiana Sacco as a board member.

Ongola Wycliffe is a distinguished professional with experience in leadership, governance, strategic planning, and institutional development. Throughout his career, he has contributed to organizational growth, effective governance, and strategic decision-making. As a Board Member of Shirikiana SACCO, he provides strategic oversight and supports initiatives that promote sound governance, member value, institutional sustainability, and long-term growth. He is committed to integrity, accountability, innovation, and the advancement of cooperative values.  Wycliffe represents Trans Nzoia

Ongola Wycliffe 

Agnes  Atieno Okumu is an economist with a strong academic foundation in economics and a keen interest in economic research, policy analysis, and sustainable development. She holds a Bachelor’s degree in Economics and is currently pursuing a Master’s degree in Economics at the University of Nairobi.

Her academic background has equipped her with knowledge of economic theory, analytical thinking, and the application of economic principles to real-world challenges. She is committed to advancing her expertise in economic analysis, research, and evidence-based policymaking to support informed decision-making and sustainable economic growth.

Agnes aspires to contribute meaningfully to economic development through research, policy engagement, and the practical application of economic knowledge. She is passionate about continuous professional development, intellectual growth, and contributing to initiatives that promote improved livelihoods and inclusive development in Kenya and beyond.

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